Your money, your language,
your Virtual Chelete

The simplest digital wallet built for South Africa. Send money, store cards, scan QR codes, and feel the power of secure payments.

"E wallet yethu – for everyone"
Google Play App Store

proudly South African

app preview

powerful features, zero stress

Everything you need from a digital wallet, designed for South Africans.

Digital wallet

Check balance, view transaction history, manage your money in one place.

Bank cards manager

Add, remove or freeze your bank cards instantly – full control.

Send money

Send to other Virtual Chelete users using only their account number.

QR code payments

Generate and scan QR codes to pay or receive money instantly.

Top-up (coming soon)

PayFast integration to top up your wallet directly from your bank.

Secure & encrypted

Your ID, phone & personal data are protected with bank-level encryption.

how Virtual Chelete works

Get started in three simple steps.

1

Create account

Sign up with email, ID number, phone & date of birth – secure onboarding.

2

Add value / cards

Link your bank cards or wait for top-up (PayFast soon). Your wallet is loaded.

3

Pay, send, scan

Use QR codes or account numbers to transact. Easy, fast, modern.

Coming soon: top-up via PayFast – even more convenience

your security is our bedrock

Virtual Chelete uses end-to-end encryption, secure cloud infrastructure, and strictly follows South African data protection laws. Your ID number, bank details and transactions are shielded.

  • 256-bit encryption for all data
  • Biometric login (fingerprint / face)
  • No third-party data sharing
  • Real-time fraud monitoring

trusted by South Africans

We’re building a wallet that respects your privacy and puts you in control.

POPIA compliantPCI DSS ready

get in touch

Questions? Our support team is ready to help.

FAQ

How do I create an account?

Download the app, use email, ID number, phone, and date of birth. Instant setup.

Is my money safe?

Absolutely. We use bank-grade encryption and never store sensitive data without hashing.

When is top-up available?

PayFast integration is coming soon! Follow our socials for updates.

support@virtualchelete.co.za

Coming Soon

latest news

thoughts, updates & announcements

PayFast integration near!

We’re finalising top-ups: add money directly from your bank account...

coming Q2 2025

Security update

Now supporting multi-factor authentication for all accounts.

new feature

1,000+ beta users

We’re growing fast. Thank you South Africa!

community

join the chelete tribe

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founder: Enock Chakuda Developed By: Aitch Tech (Pty)Ltd